Turn risk challenges into opportunities with PT ScoreTM regulatory tools.
PT Score™ is a risk management model designed to identify, measure, and track significant risk trends in depository financial institutions.
PT Score™ helps institutions optimize their risk position and create greater long-term value for their organization. What’s your risk position?
We Are Thought Leaders
Financial Choice Act UPDATE: Additional information regarding the Domestic Deposit Cap Exemption in Title I
As follow-up to the March 2017 Level Playing Field® webinar, we sent a summary written by Bart Smith regarding Title I of the Financial Choice Act, so you could use it as a template when reaching out to Senators. Now, Bart has put together an update based on recent findings and further discussions with Washington.
While having a higher leverage requirement for the largest organizations is not a bad idea, Title 1 of the Financial Choice Act undermines long-standing, competitive restrictions on the industry and provides a broad pathway for massive consolidation and even larger national companies.
Brian Battle discusses the recent trip that he and Bart Smith took to Washington D.C. and describes some of the conversations he and Bart had with Congress. Specifically, they expressed their concerns regarding the Choice Act and the potential implications of the legislation for community financial institutions. Brian urges viewers to contact their congressional representatives with their concerns so that everyone’s voices are heard.
Our experienced investment professionals strategically partner with community financial institutions and registered investment advisors to make investment decisions with the aim of producing consistent, significant improvement in their long-term performance.
With our unique, disciplined approach, we challenge conventional wisdom and unveil common misconceptions through our strategic financial advisory services.
“An investment in knowledge pays the best interest.”
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We are committed to educating our clients and helping them acquire the knowledge and tools the ask the right questions and make beneficial risk/reward decisions.
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Managing Director, Regulatory Services
Drawing on his 25 years of experience at the Federal Deposit Insurance Corporation (FDIC), Bart saw a need for education when it comes to regulatory concerns. He created PT Score products to help ease the fear that regulatory concerns can cause for institutions and teach banks how to leverage their regulatory position to find new opportunities. Bart serves as an expert resource for Performance Trust in bank policy and regulatory matters and helps develop many different types of materials to educate customers. Prior to joining Performance Trust, Bart began his career as an Assistant Examiner in the Houston, TX Field Office. In 2002, after a series of promotions, Bart became the Territory Supervisor for the Charlotte, NC office.
Chief Executive Officer, Co-Founder
Rich is CEO and co-founder of the Performance Trust Companies. He is a featured speaker at numerous banking, insurance and professional conferences and seminars throughout the United States. Rich was also one of the founders of the highly acclaimed Principles of Performance™ and Advanced Course® programs.
Chairman of the Board, Co-Founder
Phil is one of the founding members and partners of The Performance Trust Companies. His passion is to help asset liability managers outperform by applying a disciplined, well-quantified risk/reward decision-making process. He has been a featured speaker and writer on this process for numerous banking programs and seminars around the country.